For UK SMEs · up to 250 staff

Financial wellbeing for your team. A return you can measure.

Money worries quietly drain focus, attendance and loyalty, and it shows up in your numbers.

We help smaller UK businesses ease that pressure with three simple things: a review of the benefits you already pay for, practical financial education for your people, and access to a hub of independent wellbeing partners.

Benefits review · Financial education and resilience · Wellbeing hub

Not regulated financial advice. This is the benefits, education and wellbeing support that sits around advice. Where an individual wants regulated advice, that is handled separately by our sister firm, Aetas Wealth.

No cost. No obligation until you decide to proceed.

What the work delivers

The numbers behind a recent engagement

Behind every absence figure is a person putting off opening a bill. When that worry eases, they bring their focus back to work, and they feel better for it.

Figures from a single 85-employee engagement. Every organisation is different. The types of return are consistent.

£45k
Saved annually in pension charges
60%+
Attended financial resilience workshops
£120k
Increase in annual pension saving
50–200%
Typical cost of replacing a skilled employee
What to expect

The Workplace Review

A four-step process. No cost or commitment until you decide to proceed.

Every engagement begins the same way. Four short steps, light on your time, with full visibility at each point. Nothing is recommended, costed, or committed to until you have seen exactly what we propose and why. Most clients reach the proposal step within four to six weeks.

Step 1

Initial conversation

Getting to know your business

A short introductory call, supported by a brief pre-meeting questionnaire that focuses the time.

30 minutes · Video or phone

Step 2

Discovery

Identifying where the pressure sits

A deeper conversation that identifies where financial pressure may be affecting performance, and what is already in place to support your people.

45 minutes · Video or in-person

Step 3

Options

Shaping the right approach together

We review and discuss options together, designed for your size, practical to implement, and built around your situation.

45 minutes · Video or in-person

Step 4

Proposal

Where you decide whether to proceed

A written proposal setting out exactly what is recommended, the costs, and the expected return. This is the first point at which commitment is invited.

Written document · Reviewed together

Book a call

No cost · No obligation until proposal stage · Full programme from £140–£165 per employee per year · See fees

The programme

One programme. Three parts. Plus support that keeps it working.

The Workplace Review identifies whether action is needed. Where financial wellbeing is a driver, a three-part programme addresses the root cause: a benefits review, education and resilience, and the wellbeing hub, all held together by ongoing support. Each part is introduced only where it earns its place.

Benefits Review

Understanding what you have

A review of pensions, benefits, and financial support, identifying gaps, inefficiencies, and spend that is not performing. Employees start to understand and value what is already in place.

Business outcome Improved return on existing spend. In one recent engagement, pension charge reductions alone saved £45,000 per year.

Education and Resilience

Helping employees feel financially in control

Practical financial education for employees (covering budgeting, debt, pensions, and planning), designed to feel achievable, not overwhelming. One-to-one guidance available where needed.

Business outcome Reduced financial anxiety. Higher daily focus and engagement. A workforce that is present, not distracted by money worries.

The Wellbeing Hub

Everything in one place

Access, through our independent partners, to real help with everyday money life: saving for a first home, getting on top of debt, making the household budget go further. Introduced at no additional employer cost and managed on your behalf.

Business outcome A stronger employer proposition and a genuine benefit your people use, without you managing a stack of providers. Wrapped by ongoing support that sustains the gains and improves retention over time.

"We knew something needed to change, but we did not know where to start. The improvements to the pension alone justified the engagement many times over."

Senior leader, Bristol-based organisation

"One workshop and I finally understood my pension. I sleep better knowing where I stand."

Team member, following a workplace workshop

Case studies

See the outcomes in practice

  • Three pillars delivered: workshops, pension review, and ongoing governance
  • Workplace Review provided at no cost to the organisation
  • Two new employee benefit services introduced (Shop St and online wills) at no additional employer cost
  • Pension improvements being implemented. Ongoing engagement in place.

Bristol case study UK retail group case study

Why Aetas Workplace is different

Built for smaller businesses, not big corporates.

Most wellbeing and benefits solutions are designed for large corporate employers. They rely on broad platforms, generic content, and the assumption that employees will engage independently. Uptake is low. Impact is hard to measure. The organisation is left wondering whether any of it made a difference. In a smaller business, the stakes are higher.

Commercially grounded, not sentiment-led

Every recommendation has a commercial rationale. If the numbers do not justify it, we say so. Fees are presented alongside the savings we identify.

Managed on your behalf throughout

Aetas coordinates delivery, handles employee communications, and oversees implementation. You retain full visibility without managing providers yourself.

Get started

The next step is a short conversation. No cost, no obligation.

Book a call directly with Matthew Steiner, or join one of our upcoming sessions to hear the thinking first. Both are provided at no cost and carry no obligation.

Book a call with Matthew

A focused, no-cost conversation with Matthew Steiner to identify where financial wellbeing could lift performance in your organisation, and what the gaps may be costing.

  • No cost and no obligation beyond the conversation itself
  • You come away with clarity, whether action is needed or not
  • Available by video or phone, at a time that suits you

Book a call

Financial Wellbeing: A Leader's Briefing

A 45-minute webinar via Zoom for MDs, FDs and senior leaders on how easing financial pressure lifts performance, and how to measure the return in your organisation.

  • Speakers: Matthew Steiner and Daniel Cottam
  • Regular sessions throughout the year
  • No cost and no obligation

See upcoming dates

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